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CapitalRise Funds £2.2m Development Loan for Eco-Luxury Home in Epping Forest

This article was also published in Development Finance Today here>


Specialist prime property finance firm CapitalRise has announced the completion of a £2.2 million development loan to support the construction of a striking new eco-conscious residence in Epping Forest, Essex. The loan – which was closed in just five weeks – will fund the build of Brackenwood House, a 6,100 sq. ft. sustainable home set within a private five-acre woodland plot.

This bespoke facility marks CapitalRise’s latest funding of an ultra-prime countryside development. This transaction demonstrates CapitalRise’s flexible and forward-thinking approach to lending, and is capable of structuring tailored finance across a range of asset classes and locations.

While the firm remains a leading provider of development, mezzanine, and bridging finance for prime residential projects, it is increasingly supporting diversified real estate strategies for experienced borrowers.

Previous project by the borrower

The borrower is a seasoned architect with over 30 years of experience in high-end residential and hospitality design. He has a proven track record of delivering award-winning, design-led homes – and delivered a previous project in just nine months.

The Brackenwood House project is the second phase of a wider vision to create a gated community of sustainable homes on the edge of Epping Forest. The project is located in the Green Belt, but was granted exceptional planning permission as the proposal was considered architecturally outstanding and would enhance the surrounding landscape. 

The site benefits from excellent transport links, with Central London accessible in under 30 minutes via nearby Loughton and Chingford stations, while offering the tranquillity of a secluded woodland setting.

The home is designed to be off-grid and net-zero carbon, incorporating features such as:

  • Ground and air-source heat pumps
  • Solar panels and rainwater harvesting
  • A natural swimming pond
  • EV charging
  • Biodiversity enhancements, including beehives

The scheme is expected to deliver a biodiversity net gain of 275%, far exceeding the national target of 10%, and has been praised by environmental consultants for its forward-thinking design and ecological sensitivity.

Raf Chowdhury, Director at CapitalRise, who originated the loan

The deal was originated by Raf Chowdhury, Director at CapitalRise (pictured), who commented: “Brackenwood House is a truly unique project that reflects the future of luxury living – where design, sustainability, and lifestyle come together. We’re proud to support this highly experienced and visionary developer in bringing this exceptional home to life.”

Raf adds: “This loan demonstrates CapitalRise’s ability to fund complex, design-led schemes in prime countryside locations, with a flexible and tailored approach. By working collaboratively, our specialist team were able to close the development loan in just five weeks, which is extremely rare in the current market.”

This transaction reinforces CapitalRise’s commitment to supporting experienced developers with bespoke finance solutions across a range of asset types and locations. While the firm is best known for its prime London and South East residential lending, as the CapitalRise continues to grow, it remains focused on delivering tailored finance for high-quality developments that enhance the built environment.

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