Lindale, Wentworth Estate, Surrey - Tier 1 (Phase A)

Investment Summary

OVERVIEW – Investors in this opportunity will fund the refinance and demolition of the existing Property and part fund the development of an extensive singular detached dwelling  (referred to as the Property). The Property will extend approximately 13,369 sq.ft with the accommodation spread across three floors, located within the private and exclusive Wentworth Estate, which is a prime location in Surrey. 

TERM – The estimated term for this investment is 24 - 27 months. If the loan is not repaid by the end of the estimated term, returns will accrue on investments for a further 9 months from the end of the estimated term up until the hard stop date (May 2026). 

PLAN – The developer will use this phase of funding to refinance the existing debt on the Property. Later phases of this opportunity are planned to launch on the platform and these will provide funding for the final stages of the development of the Property, once the Borrower has injected additional equity into the first build phase. Planning permission has been granted for the demolition of the existing dwelling. The plot will host a large new detached three-storey house, which will spread out across a large basement, ground and first floor. 

LOCATION – The Property is located in the Wentworth Estate in the affluent town of Virginia Water, Surrey. Wentworth Estate is highly sought after and desirable location, providing large, detached dwellings in large plots. There are a number of well-regarded schools in the area that attract both UK and international buyers, particularly the ACS International School, St George’s, Heathfield, Papplewick, Eton College. Local amenities are nearby located in Virginia Water and Ascot, with larger shopping hubs such as Windsor and Kingston nearby.

PROPERTY – The proposed development provides a singular detached dwelling. The accommodation will spread across three floors extending to approximately 13,369 sq.ft. The basement will house a 5-car garage, wine cellar, staff accommodation, cinema and an entertainment room. The ground floor will provide a drawing room, dining room, kitchen / breakfast room, TV room, study, library, prep kitchen, utility room, W.C. The first floor provides a Master Suite with his/her dressing rooms and three further en-suite double bedrooms.

THE BORROWER – The Borrower is a Malaysian Ultra High Net Worth individual who has a wealth of commercial real estate development experience. The development managers are Octagon Bespoke who will use their own in-house contracting firm to procure the build. They have 40 years of development experience, building large high-quality houses, particularly in Wentworth and the home counties and have completed 93 bespoke projects. This is a turn-key development and Octagon Bespoke will be left to manage the project entirely by the Borrower. 

YOUR INVESTMENT –  CapitalRise Tier 1 and Tier 2 investors will benefit from a First Legal Charge over the Property. The Borrower is borrowing in their personal name giving full recourse to CapitalRise. Investors will always be first in line to be repaid when a payment is made against the loan. Tier 1 investors will always be paid ahead of Tier 2 investors. If the Borrower is unable to repay the loan CapitalRise will seek to force the sale of the Property on behalf of investors.  In the event of a forced sale of the Property, CapitalRise investors would recover their investment first.  If a sale is achieved the value would need to be less than 50% of the anticipated market value before Tier 1 investor’s invested capital and accrued returns are at risk.

EXIT PLAN – The Borrower plans to retain the Property and refinance onto an investment facility where they will rent out the Property and generate income.