Relationship-driven lending helps bring Mill Farm luxury development to completion
Development finance firm, CapitalRise, is celebrating a major milestone as Mill Farm in Chalfont St Giles, Buckinghamshire, enters its final construction stages and is brought to market. The lender has supported this high-end residential development from initial site acquisition through to final delivery. The project demonstrates the value of relationship-driven lending, with CapitalRise providing bespoke funding across multiple phases of the scheme, including supporting an enhanced planning consent that increased the scale and value of the development.
Delivered by experienced developer and contractor Bruckland Developments, the scheme comprises five substantial detached family homes in one of the Home Counties’ most desirable locations. Situated on the edge of Chalfont St Giles, the homes range in size from 3,000 sq. ft. to 3,700 sq. ft. The homes have been designed to provide spacious family accommodation within a tranquil Green Belt setting, surrounded by open countryside yet within easy reach of Central London.
Flexible funding for an evolving scheme
CapitalRise first supported the project in late 2024, when it provided funding to acquire the 2.3-acre former storage site, and to enable the delivery of five high-quality detached homes. As the development progressed, Bruckland successfully secured planning approval for an enhanced scheme that increased the gross internal areas across the development and further strengthened its appeal to the area’s affluent family buyer market.
Recognising both the quality of the revised plans and the borrower’s proven track record, CapitalRise provided a second development facility to refinance its original loan and support the enhanced scheme. This highlights the flexibility that specialist lenders can provide when working alongside experienced developers, recognising that high-end projects often evolve during the development lifecycle.
Delivering high-quality family homes
The completed homes feature five bedrooms, generous private gardens, off-street parking, and premium specifications throughout. Individually designed and arranged within a private gated estate, the homes complement their countryside surroundings while delivering high-quality finishes and contemporary layouts. The scheme also incorporates a range of energy-efficient features, including underfloor heating, air source heat pumps, and EV charging points.
Now approaching practical completion, the homes are being actively marketed by Savills, marking the culmination of a project that has transformed a redundant brownfield site into a new community of high-quality family homes. The homes are available for viewings, and the sales agent can be contacted here for more information.
A successful partnership
For CapitalRise, Mill Farm demonstrates the importance of partnering with an experienced borrower who possesses both strong local market knowledge and a clear vision for creating exceptional homes.
Lee Francis, Head of Origination at CapitalRise, who structured and led the financing for the scheme, said:
“Mill Farm is an excellent example of the type of project we are proud to support. From the outset, Bruckland identified a strong site in a highly desirable Home Counties location and brought forward a carefully considered scheme with a clear understanding of the local market.”
“One of the key benefits of specialist development finance is the ability to support borrowers throughout the development journey. When the developer secured planning consent for an enhanced scheme, we were pleased to provide a refinancing solution that enabled those improvements to be realised and additional value to be created.”
“The result is a collection of exceptional family homes and a successful outcome for all parties involved. We greatly value our relationship with Joe and the wider Bruckland team and look forward to working together on future opportunities.”
Founded and led by Joe Bruckland, Bruckland Developments specialises in delivering high-quality residential schemes across the Home Counties. Combining development and construction capabilities within a single business, Bruckland provides a fully integrated approach to project delivery.
The relationship between CapitalRise and Bruckland extends beyond this transaction and reflects the importance of partnerships built on trust, transparency and shared expertise. Alongside its role as the borrower and developer at Mill Farm, Bruckland has also been involved in other CapitalRise-funded projects through its construction business, demonstrating the strength of this ongoing relationship.
Joe Bruckland, Managing Director of Bruckland Developments, adds:
“Mill Farm has been a fantastic project for us, and we’re incredibly proud to be bringing these homes to market. Throughout the development, CapitalRise demonstrated exactly the qualities we look for in a funding partner: responsiveness, commercial understanding, and a genuine appreciation of the construction process.”
“When we secured planning consent for the enhanced scheme, the CapitalRise team took the time to understand the opportunity and worked actively with us to support the revised plans. Having a lender that can be flexible and make decisions based on the merits of an individual project – rather than a rigid set of criteria – is hugely valuable.”
“We’ve built a strong relationship with the wider team over the course of this project, and that’s something we place great value on. CapitalRise understood our vision for the development and supported us as the scheme evolved, helping us create an even stronger end product. We look forward to continuing to work together as we bring forward future projects.”
